Financial Peace Through Smart Choices
Money (the lack of it, the relationship conflicts, the jealousy) can be very Frustrating! The definition of frustration comes down to a gap between a person’s expectations and the reality of a situation. Frustration is the emotional response to the situation. This is often a roadblock to thoughtful and appropriate financial decisions. The LOWER method helps you manage the emotions, so you can then manage the finances.
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“Refund Runaround: How to Use the LOWER Method to Keep Your Cool While Fighting for Your Money”
Sick of endless hold music and refund runarounds? Try the lower method to stay calm, document like a pro, and turn polite persistence into the refund you’re owed.
4 min read
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The Subscription Trap: 5 Steps to LOWER the Frustration of Hidden Fees and Monthly Drains
Tired of surprise subscription charges draining your wallet and peace of mind? Discover the 5-step LOWER method to name the frustration, take control, and quickly cut the clutter…
4 min read
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Grocery Store Rage? How to LOWER Your Inflation Frustration When Prices Keep Rising
Grocery prices sting and shrinkflation is real, but you can turn aisle-4 rage into calm, confident choices with the LOWER method—label, own, wait, explore, resolve. Try a generic…
4 min read
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What is Money Dysmorphia? Understanding the Fear of Not Having Enough
Money dysmorphia can make you feel broke and bracing for disaster even when your numbers say you’re okay—but you’re not alone. This guide explains the fear loop behind…
4 min read
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Financial Anxiety Keeping You Up at Night? 7 Actionable Steps to Regain Control
Wide awake at 3 a.m., stuck in a loop of what-ifs? Use the LOWER method—five simple, calming steps plus seven practical moves—to lower the noise of financial anxiety,…
4 min read






