Financial Peace Through Smart Choices
Money (the lack of it, the relationship conflicts, the jealousy) can be very Frustrating! The definition of frustration comes down to a gap between a person’s expectations and the reality of a situation. Frustration is the emotional response to the situation. This is often a roadblock to thoughtful and appropriate financial decisions. The LOWER method helps you manage the emotions, so you can then manage the finances.
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How Do I Stay Motivated When Financial Goals Take Years?
Long-term money goals can feel endless, but the LOWER method turns quiet progress into visible wins you can celebrate every week. Label what’s hard, own your lane, wait…
4 min read
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Slow Financial Progress? Use the LOWER method to reduce your frustration
Feeling stuck as your money crawls despite all your effort? Try the LOWER method to calm frustration, set weekly micro-wins, automate tiny transfers, and build a small buffer…
4 min read
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Frustration Over Shared Finances in a Marriage: Turning Tension into Teamwork
Feeling shut out or unheard about “our money”? Use the 5-step LOWER method to lower tension and build trust with money dates, clear roles, and small next steps…
4 min read
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How to Talk to Your Kids About Money Without Stress
Money talks with kids don’t have to end in meltdowns—use the LOWER method to turn tension into calm, curious conversations that build real-world skills. With a few simple…
4 min read
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How to Stay Calm During a Financial Setback – Using the LOWER Method
When money trouble hits and panic rises, use the lower method to pause the spiral: label what you’re feeling, own it, wait before reacting, explore realistic options, and…
4 min read
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When You and Your Partner Have Different Money Goals
When your money goals pull in opposite directions, use the LOWER method—Label, Own, Wait, Explore, Resolve—to lower the tension and build a plan that funds both security and…
4 min read
