Tag: LOWER method
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How to Stay Calm During a Financial Setback – Using the LOWER Method

When money trouble hits and panic rises, use the lower method to pause the spiral: label what you’re feeling, own it, wait before reacting, explore realistic options, and resolve with small, steady steps. You’ll lower the noise, think clearly, and turn a setback into a confident comeback. Read more
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When You and Your Partner Have Different Money Goals

When your money goals pull in opposite directions, use the LOWER method—Label, Own, Wait, Explore, Resolve—to lower the tension and build a plan that funds both security and fun. Try micro-agreements and a monthly money date so you both feel heard, hopeful, and on the same team. Read more
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Loss of Independence – Supporting a Parent Losing Mobility or Cognition

Watching a parent lose independence is heartbreaking, but the lower Method helps you turn panic into partnership—label what’s happening, own your feelings, wait to react, explore dignity-preserving supports, and resolve with small, trust-building steps. Find the calm middle ground where safety and respect thrive, so you can help without taking over and they can keep… Read more
