Tag: LOWER method

  • How to Stay Calm During a Financial Setback – Using the LOWER Method

    How to Stay Calm During a Financial Setback – Using the LOWER Method

    When money trouble hits and panic rises, use the lower method to pause the spiral: label what you’re feeling, own it, wait before reacting, explore realistic options, and resolve with small, steady steps. You’ll lower the noise, think clearly, and turn a setback into a confident comeback. Read more

  • When You and Your Partner Have Different Money Goals

    When You and Your Partner Have Different Money Goals

    When your money goals pull in opposite directions, use the LOWER method—Label, Own, Wait, Explore, Resolve—to lower the tension and build a plan that funds both security and fun. Try micro-agreements and a monthly money date so you both feel heard, hopeful, and on the same team. Read more

  • Loss of Independence – Supporting a Parent Losing Mobility or Cognition

    Loss of Independence – Supporting a Parent Losing Mobility or Cognition

    Watching a parent lose independence is heartbreaking, but the lower Method helps you turn panic into partnership—label what’s happening, own your feelings, wait to react, explore dignity-preserving supports, and resolve with small, trust-building steps. Find the calm middle ground where safety and respect thrive, so you can help without taking over and they can keep… Read more