Tag: LOWER method
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How to Talk to Your Kids About Money Without Stress
Money talks with kids don’t have to end in meltdowns—use the LOWER method to turn tension into calm, curious conversations that build real-world skills. With a few simple shifts—label, own, wait, explore, resolve—you’ll teach budgeting and values while keeping connection front and center. Read more
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How to Stay Calm During a Financial Setback – Using the LOWER Method
When money trouble hits and panic rises, use the lower method to pause the spiral: label what you’re feeling, own it, wait before reacting, explore realistic options, and resolve with small, steady steps. You’ll lower the noise, think clearly, and turn a setback into a confident comeback. Read more
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When You and Your Partner Have Different Money Goals
When your money goals pull in opposite directions, use the LOWER method—Label, Own, Wait, Explore, Resolve—to lower the tension and build a plan that funds both security and fun. Try micro-agreements and a monthly money date so you both feel heard, hopeful, and on the same team. Read more