Financial Peace Through Smart Choices
Money (the lack of it, the relationship conflicts, the jealousy) can be very Frustrating! The definition of frustration comes down to a gap between a person’s expectations and the reality of a situation. Frustration is the emotional response to the situation. This is often a roadblock to thoughtful and appropriate financial decisions. The LOWER method helps you manage the emotions, so you can then manage the finances.
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Frustrated by Financial Comparison? How to LOWER the Jealousy When Others Have More
Seeing friends buy Teslas and beach houses while you’re budgeting for repairs can sting—but you can lower the jealousy by using the LOWER method to name the feeling,…
4 min read
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Frustrated by Inflation? How to LOWER Your Anxiety When Everything Costs More
Feeling squeezed by rising prices? Try the 5-step LOWER method—Label, Own, Wait, Explore, Resolve—to calm your nerves, turn frustration into clear next steps, and feel more in control…
4 min read
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Frustrated by Your Partner’s Spending Habits? Using LOWER to Stop Money Arguments
Money fights don’t have to drain your relationship—use the lower method to turn defensiveness into empathy, calm conversations, and shared goals. In this guide, you’ll get simple steps…
4 min read
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Frustrated by Lifestyle Inflation? How to LOWER Your Spending as Your Income Grows
Got a raise but still feeling broke? Discover how the LOWER Method helps you curb lifestyle creep, channel every pay bump into savings and intentional upgrades, and finally…
4 min read
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Married When Incomes Are Very Different? How To LOWER Frustration
Different paychecks don’t have to mean constant tension—use the LOWER method (Label, Own, Wait, Explore, Resolve) to turn money fights into a fair, flexible plan you both believe…
4 min read
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How Do I Stay Motivated When Financial Goals Take Years?
Long-term money goals can feel endless, but the LOWER method turns quiet progress into visible wins you can celebrate every week. Label what’s hard, own your lane, wait…
4 min read
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Slow Financial Progress? Use the LOWER method to reduce your frustration
Feeling stuck as your money crawls despite all your effort? Try the LOWER method to calm frustration, set weekly micro-wins, automate tiny transfers, and build a small buffer…
4 min read
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Frustration Over Shared Finances in a Marriage: Turning Tension into Teamwork
Feeling shut out or unheard about “our money”? Use the 5-step LOWER method to lower tension and build trust with money dates, clear roles, and small next steps…
4 min read
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How to Talk to Your Kids About Money Without Stress
Money talks with kids don’t have to end in meltdowns—use the LOWER method to turn tension into calm, curious conversations that build real-world skills. With a few simple…
4 min read
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How to Stay Calm During a Financial Setback – Using the LOWER Method
When money trouble hits and panic rises, use the lower method to pause the spiral: label what you’re feeling, own it, wait before reacting, explore realistic options, and…
4 min read
