Category: @Money
Frustrated with money issues
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Why You Sabotage Your Budget: Stop Costly Habits With the LOWER Formula + 5 Easy Emotionally Intelligent Fixes

If your “perfect” plan keeps falling apart, it’s probably not the math—it’s budget sabotage driven by stress, shame, and the need for quick relief. Learn how the LOWER method and five emotionally intelligent tweaks can help you stop self-sabotaging and make your budget feel supportive instead of punishing. Read more
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When Debt Keeps You Up at Night: Sleep, Stress, and the Nervous System

When Debt Keeps You Up at Night: Sleep, Stress, and the Nervous System—lower your panic, raise your rest. Learn why money worries hijack your nervous system at night and get simple, science-backed steps to calm 3 AM spirals so you can sleep well even before the debt is gone. Read more
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How to Talk About Debt Without Arguing: Scripts for Couples, Teens, and Parents

Debt conversations don’t have to end in fights—use simple scripts and a teammate mindset to lower defensiveness, build trust, and turn money talks into progress. Inside, you’ll get clear words for partners, teens, and parents so you can replace blame with calm, set easy check-ins, and move forward together. Read more
